About Us

MOUNTAIN CAPITAL provides short-term bank alternative loans for the purpose of purchasing, rehabing, reselling, and constructing investment properties such as boutique hotels, apartments, and small investment flips and related equipment financing. We provide money to make money and approve most deals in-house. We have been making bank alternative business and  real estate loans for over 15 years.  With Mountain Capital there are:

No appraisals needed for loans below $250,000.
No application fees.
No prepayment penalties and typically no inspection fees.
No seasoning requirements.
Quick closings.
Flexible Terms
Customized loan products.

Mountain Capital's commitment to its shareholders and to its members is to visit each property personally and to meet with each borrower. The Company has achieved a significant market presence in their area with consistent, high quality loan products and straight talk.  Mountain Capital's low delinquency rate record can be attributed to our loan's low loan to value, local market understanding, solid underwriting practices and efficient loan structure.  

Mountain Capital's ability to fund loans rapidly to borrowers whose qualifications do not meet the strict lending criteria of institutional lenders creates an exceptional opportunity and a win-win situation for borrowers and Mountain Capital.  By working with borrower loan to value ratios, Mountain Capital achieves maximum lender security and borrower profitability.

Mountain Capital combines well-underwritten and well-secured deeds of trust and security agreement  loan origination with the flexibility of in-house loan approval in a highly desirable local target market area.

GIVE US A CALL
Let's Get Your Deal Closed!  

(509) 919-1037