Leverage OUR funds to increase earnings!
Who you will be working with...
Our Story
Our Mission
Our Mission
Many years ago, while a commercial lender at a large regional bank, our company founder said, "There 's got to be a better way than taking months to underwrite, appraise, analyze, and finally seek loan committee approval only to find out loan committee can't fund your deal".
That was aggravating for the loan officer and borrower. So we opted to update the process.......
Our Mission
Our Mission
Our Mission
We provide money to make money and approve and fund most deals in-house. We have been making private hard money loans for over 20 years.
With Mountain Capital there are:
No appraisals typically needed for loans below $250,000.
No application fees.
No prepayment penalties.
No seasoning requirements.
Yes to Quick closings and reasonable fee
We provide money to make money and approve and fund most deals in-house. We have been making private hard money loans for over 20 years.
With Mountain Capital there are:
No appraisals typically needed for loans below $250,000.
No application fees.
No prepayment penalties.
No seasoning requirements.
Yes to Quick closings and reasonable fees.
Yes to understanding your business.
Yes to Flexible Terms.
Yes to Customized loan products with common sense underwriting.
Our Team
Our Mission
Our Team
Our team's the ability to rapidly fund loans outside institutional banks' strict lending criteria creates an opportunity and a win-win situation for borrower and lender.
We have achieved a significant market presence through consistent, high quality loan products and straight talk. Mountain Capital's low delinquency rate record can be at
Our team's the ability to rapidly fund loans outside institutional banks' strict lending criteria creates an opportunity and a win-win situation for borrower and lender.
We have achieved a significant market presence through consistent, high quality loan products and straight talk. Mountain Capital's low delinquency rate record can be attributed to our loan's reasonable loan to values, local market understanding, solid underwriting practices and efficient loan structure.
TESTIMONIALS
...obtains rapid results for his clients and is always willing to go the extra mile.
“Lee has been one of the most dedicated people I have had the pleasure of working with. He is highly knowledgeable, obtains rapid results for his clients and is always willing to go the extra mile. Lee epitomizes customer service!”
Shawn Mock
Seattle, WA
...Lee is Honest and Forthright.
"I've known Lee for years. I implicitly trust him and have a high degree of
comfort level with him...he is honest and forthright."
Robert Delaney
Spokane, WA
Lee Carney, principal, has over two decades of banking and commercial lending experience
During his corporate banking career with Farm Credit Services and Sterling Savings Bank(now Umpqua Bank), Mr. Carney risk-assessed and approved over $725 million in commercial real estate loans and personally managed a portfolio of over $72 million in adversely classified loans. His Special Assets and Credit Examiner backgrounds have taught Mr. Carney to do every deal backwards, to know his exit before approving, and how to foresee most credit and business pitfalls of any deal before it happens.
Mr. Carney is a Summa Cum Laude Arizona State University graduate, a best-selling author, and a U.S. AirForce veteran . As a youth, he earned his Eagle Scout Merit badge and is currently an active Boy Scout leader and a volunteer for his local church. Mr. Carney resides in Spokane, WA with the wife of his youth and has two children. In his spare time, he can be found downhill skiing or golfing.
Become the Bank!
Ever wanted to simply go to your mailbox and pick up your monthly interest check? Ever wished your principle investment was so secure you could always get your money back? What if I would teach you a safe way to invest which would consistently give you DOUBLE DIGIT annual returns while being secured by marketable collateral at the same time?(Disclosure: nothing is easy and every business takes work - including private lending)
My friend, that is just what I do. Not only does my company underwrite and make real estate and commercial business loans, I pull upon my over 20 years of commercial banking experience and I teach my consulting clients to make safe and secure business loans just like a bank. Banker's have made money hand-over-fist for hundreds of years. Now, I have taken their business model, the "Banker's Secret" and boiled it down into a usable form so everyday investors can earn SAFE, SECURE, and CONSISTENT returns just like a bank. Check out my best-selling Amazon book, Four Step Guide to Private Lending Profits, or give me a call for coaching.
To Your GOOD Wealth!!!
Lee J. Carney, Founder Mountain Capital