Leverage your funds to increase earnings!
About Us
MOUNTAIN CAPITAL LENDING provides short-term bank alternative loans for the purpose of purchasing, rehabbing, reselling, and constructing investment properties such as boutique hotels, apartments, and small investment flips and related equipment financing. We provide money to make money and approve most deals in-house. We have been making bank alternative business and real estate loans for over 15 years. With Mountain Capital there are:
No appraisals typically needed for loans below $250,000.
No application fees.
No prepayment penalties and typically no inspection fees.
No seasoning requirements.
Quick closings.
Flexible Terms
Customized loan products.
Mountain Capital's commitment to its shareholders and to its members is to visit each property personally and to meet with each borrower. The Company has achieved a significant market presence in their area with consistent, high quality loan products and straight talk. Mountain Capital's low delinquency rate record can be attributed to our loan's low loan to value, local market understanding, solid underwriting practices and efficient loan structure.
Mountain Capital's ability to fund loans rapidly to borrowers whose qualifications do not meet the strict lending criteria of institutional lenders creates an exceptional opportunity and a win-win situation for borrowers and Mountain Capital. By working with borrower loan to value ratios, Mountain Capital achieves maximum lender security and borrower profitability.
Mountain Capital Lending combines well-underwritten and well-secured deeds of trust and security agreement loan origination with the flexibility of in-house loan approval in a highly desirable local target market area.
GIVE US A CALL
Let's Get Your Deal Closed!
(509) 919-1037
TESTIMONIALS
...obtains rapid results for his clients and is always willing to go the extra mile.
“Lee has been one of the most dedicated people I have had the pleasure of working with. He is highly knowledgeable, obtains rapid results for his clients and is always willing to go the extra mile. Lee epitomizes customer service!”
Shawn Mock
Seattle, WA
...Lee is Honest and Forthright.
"I've known Lee for years. I implicitly trust him and have a high degree of
comfort level with him...he is honest and forthright."
Robert Delaney
Spokane, WA
Lee Carney has over two decades of banking and commercial lending experience
During his corporate banking career with Farm Credit Services and Sterling Savings Bank(now Umpqua Bank), Mr. Carney risk-assessed and approved over $425 million in commercial real estate loans and personally managed a portfolio of over $42 million in adversely classified loans. His Special Assets and Credit Examiner backgrounds have taught Mr. Carney to do every deal backwards, to know his exit before approving, and how to foresee most credit and business pitfalls of any deal before it happens.
Mr. Carney is a Summa Cum Laude Arizona State University graduate and a U.S. Airforce veteran . As a youth, he earned his Eagle Scout Merit badge and is currently an active Boy Scout leader and a volunteer for his local church. Mr. Carney resides in Spokane, WA with the wife of his youth and has two children. In his spare time, he can be found downhill skiing or golfing.